Asked by Anonymous

What alternatives are there to traditional wealth accumulation products such as Endowment/ILP distributed by insurers?

As an agent, to be able to sell a product, I have to convince myself that a product has to provide optimal benefits before I am able to sell it. And I believe that there are a few platforms that are a better fit for clients. Would love to hear your feedback.

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  • Hariz Arthur Maloy
    Hariz Arthur Maloy, Independent Financial Advisor at Promiseland Independent
    Top Contributor

    Top Contributor (Apr)

    Level 7. Grand Master
    Answered on 10 Mar 2019

    Unit Trusts, ETF, Stocks, Bonds, Robo Advisors using UTs or ETFS.

    If you can't distribute some of the above, take your relevant M8, M8A, M6, M6A papers and partner with iFast, Navigator, FAME, and some Robos that are opening up distribution channels as well.

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