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Eric Chia
16 Aug 2018
Senior Financial Consultant at Prudential
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Tan Siak Lim
16 Aug 2018
CFP. Director, Financial Advisory Group at Financial Alliance
Whole life is for the purpose of having a life long critical illness cover.
If you want life cover for dependent protection, term policy is the most efficient. Buy term and invest the rest.
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Hariz Arthur Maloy
15 Aug 2018
Independent Financial Advisor at Promiseland Independent
To someone who has a family depending on their income. I will always recommend some of your cover be...
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Can i assume that you're referring whole life insurance as opposed to term insurance?
Whole life insurance i would recommend to everyone except those who need 1) extremely high coverage, or 2) prefers to have no commitments (pay as you cover) towards insurance.
Whole life & term insurance not only replaces income but also provide for care giving costs during times of catastrophes so is something everyone should have!