This is a follow-up question on a previous question "Does topping up GrabPay Credits with UOB One card qualify for the transactions to get the rebate?". Can I get rebates this way?
Based on the answers there, it seems topping up GrabPay Credits with UOB One card does count towards the UOB One rebate, right?
If that's the case, can we top up GrabPay (say $2000) in each of those 3 consecutive months (say Jan, Feb, Mar) where we can maximise the quarterly rebates (of $200) but only smoothen the spending of this $6000 GrabPay Credits over several months thereafter (say from Jan to Jun)?
Will we still earn the $200 UOB One rebate for the Jan-Mar Quarter this way?
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Pang Zhe Liang
04 Jan 2020
Fee-Based Financial Advisory Manager at Financial Alliance Pte Ltd (IFA Firm)
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In order to receive the 5% cashback from UOB One credit card, you will need to spend $2,000 monthly for a consecutive billing quarter, alongside with meeting its other eligibiltiy conditions, e.g. eligible spending.
With this in mind, it depends on whether your billing cycle starts in January.
Next, there is no restriction on when you wish to spend your credits.
All things considered, you may wish to consider topping up or to spend money that you can afford and need to, rather than to overspend for the mere sake of the rebate.
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