Should I use digiPortfolio or Syfe?

Hi there! To help you make a better choice, perhaps I can share more about what sets Syfe apart. Our key strength lies in our proprietary Automated Risk-managed Investments (ARI) methodology. ARI combines two of the world’s leading investment approaches and is built by a team of academics, technologists and former bankers.

ARI creates your portfolio by allocating assets which have shown the best return for your risk profile. (Your portfolio consists of around 20 US-listed exchange-traded funds (ETFs)). More importantly, ARI continually monitors your portfolio.

During periods where higher market volatility has been forecasted, ARI will adjust your portfolio allocation and reduce your exposure to higher-risk asset classes. This ensures your portfolio risk stays aligned to your desired risk level.

During periods of market calm, ARI will adjust your portfolio allocation to include higher-risk assets so your overall portfolio risk is kept in line with your desired risk exposure, but you capture the market upside as well. The result is that ARI helps you achieve benchmark-beating returns by maintaining your desired risk level, no matter what market conditions may be.

With Syfe, you can start investing any amount you prefer as there is no investment minimum, no sales charge and no withdrawal penalty. Our fee is just 0.65% per annum and you pay only for the days your money was managed by Syfe.

There are a number of 'robo-advisory' platforms out there to try out - it boils down to personal preference and what specifically you are aiming to achieve. Each robo-advisor has its unique selling proposition and only after extensive due diligence and analysis should the appropriate one be chosen - or of course, sign up to your top 3/5 and evaluate each one over a period of time.

We at kristal.AI aim give our users the ability to invest up to 50k USD in a completely free manner (not just advisory fees, but transaction fees too) with a wide selection of ETF's which can be accessed in a DIY or robo-advisory i.e. answering a number of questions online manner.