Anonymous
Eldershield is going to be replaced by careshield in the near future. Should I upgrade my eldershield or wait till careshield is in place?
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Brandan Chen
02 Jul 2019
Financial Planner at Manulife Singapore
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Clarence Chua
11 Jun 2019
Financial Planning Specialist at Prudential Assurance Singapore
You should upgrade your eldershield and change your basic eldershield to careshield.
Eldershield takes care of long term care when you are unable to. its a great policy introduced by the government.
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Siow Nan
11 Jun 2019
E at NUS
Upgrade especially now they provide rebates to you for upgrading.
But my question is more of whether...
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Like what Hariz mentioned! That would be a wise choice since no one can guarantee their health conditions in the future. While healthy and 1 year younger, upgrading your eldershield would be a better choice!
On top of which, Aviva's eldershield upgrade allows one to be able to claim when 2 out of 6 ADLs are met. As for the Careshield upgrade, details are yet to be made known