Asked by Anonymous

Updated on 18 Apr 2019

Should I take full HDB loan for BTO or pay some in cash?

Im not sure if it makes much difference. Full HDB loan: 260,000 cash: 50,000 Was thinking if I should use the cash for investment instead


Answers (1)

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If you are confident in getting higher returns with cash than CPF, you can consider. CPF is a pretty safe investment with decent returns but you cant withdraw prematurely. And you have to think about the negative part where you might lose all the cash if you failed.