Asked by Anonymous

Should I take full HDB loan for BTO or pay some in cash?

Im not sure if it makes much difference. Full HDB loan: 260,000 cash: 50,000 Was thinking if I should use the cash for investment instead

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  • Nicholes Wong
    Nicholes Wong, Diploma in Business Management at Nanyang Polytechnic
    Top Contributor

    Top Contributor (Mar)

    Level 6. Master
    Answered on 04 Feb 2019

    If you are confident in getting higher returns with cash than CPF, you can consider. CPF is a pretty safe investment with decent returns but you cant withdraw prematurely. And you have to think about the negative part where you might lose all the cash if you failed.

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