Should I surrender my AIA pro achiever plan?

Dude. i had the older version achiever accumulator when i was 26. Now i 38 la. 12k become 19k+ after 10 yrs. Mine had no welcome bonuses and stuff. Really depends on what u buy. Cos i also have seen people 15 years also never breakeven from the same plan. What u invest in matters. I reaped it all from tech but now took profit already waiting to re enter. Nevertheless, u can catch the wave with me 81387920 if your agent dont care abt ur portfolio. Lol. Cos if u interested in making money you gotta be taking profits b4 they disappear sometimes. So many strategies like switching to bonds 1st for profits, etc. u can do ur own switching without ur agent i have saved a few portfolios. Good luck! Endowments will jus lose to inflation (@4% to 5% now) if u ask me, i will only buy it again when im older (cos wanna off load risk and lock in investment profits). Just sharing some insights, having listened to alot of clients fr the bank previously, their experiences, successes and failures. its totally doable.

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Trust me keep the plan. Need free insights just text me.

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I would like to ask:

• What made you purchase the endowment and ILP in the first place?
• What do you want to achieve when you purchased them?
• Is the premium within your comfortable budget?
• What is your risk appetite?
• How long do you intent to stay invested? (Because I believe there is some misunderstanding)

I agree with Luke, ILPs do have the potential to reap good returns.

ILPs too, have charges. Surrendering the ILP has it consequences and I hope that your consultant can explain it clearly to you.

Talk to your consultant, I am not sure what was communicated between you and him/her but definitely certain facts weren’t communicated clearly.

Not being bias, but Pro Achiever is one ILP I would propose to my clienots. Of course, when my clients queries, concerns and needs are duly addressed.