Should I still be allocating cash to a high savings account from my monthly salary if I have already saved up for my emergency fund?

Hey,

don't put ur big ticket items money in investing because it's an risk that you are taking.

for investment, you must be comfortable with the possibility of losing the money potentially.

Good point you highlighted. Open an new account is a 👍 idea.

emergency fund just a portion of saving. your saving components should include:

• emergency fund (loss job)

• life event (marriage,BTO,kids)

• Warchest

• irregular expenses (travelling, buying car?, buying expensive thingy)

Once all above settled, then u can stop saving. Full investing. This ensure u would never need to sell ur investment just to get a quick buck.