Asked on 05 Jul 2020
Syfe REIT+ 100% has an annual fee of 0.65% for the lowest tier, and using DCA(RSP) approach for STI ETF(through FSM one) is lower at 0.3-0.4%(after adding the expense ratio in)? For cost wise, it seems like STI ETF is the way to go, but how about the dividends recieved? Can anyone advise on this?
Aside from the expense ratio of the STI ETF, you have to take into account of other expenses such as commission from purchasing STI ETF thru RSP.
I think taking into account of this, Syfe will be a better choice for dividends.