Should I invest a lump sum of $100k or DCA into robo-advisors?

Can i assume that because you are doing robo investing, you don't want to do the dirty work of actively managing your investments?

If it's true, then the ans is to do DCA. If it's not true, then the ans is to do lump sum. For lump sum, you must believe you have higher than average chance of getting more alpha because of your skills or knowledge in market timing. If you don't, then do DCA.

For your consideration: DCA is a strategy for riding out volatility.

Individual stocks can be very volatile. A portfolio of diversified stocks on the other hand, may not be as volatile because the movement of the various underlying securities tends to average out. The portfolio will swing up and down with whole market movements, but you don't exapect the same kind of price movements as individual stocks.

Conversely, lump-sum investing gets you into the market earlier. Your money can start compounding earlier.

Another thread on DCA vs lump-sum invessting here: https://seedly.sg/questions/would-you-recommend...