Asked on 10 Apr 2019
It would depend on the % of your loan. I'd clear anything higher than 4% per annum.
For your HDB loan, instead of trying to clear it quick, just switch from paying with CPF to paying with cash.
Btw, Bonds and FD will only give you about 1.5-4% return. Clearing your loan would also give you a similar "return".
10 Apr 2019