Should I buy a resale flat in 2 years or BTO now and rent till BTO is finished? - Seedly
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Anonymous

Asked 2w ago

Should I buy a resale flat in 2 years or BTO now and rent till BTO is finished?

I am planning to ROM in 2 years time. Both my fiancee and I and working and we are wondering if getting a realize close to one of our parents would be cheaper (or more worth it) than getting a BTO now and renting from ROM till the BTO is complete.

Any advise?

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Congratulations.

Personally, I would go for BTO and BTO asap would be best seeing that the TOP is getting longer. It's a (huge) discount which citizens deserve. Resale isn't cheap and can come with unexpected conditions e.g. extra renovation and maintenance.

But from a pricing perspective, would you happen to have an idea how much your rent will be? Can calculate from there i.e. (x years' rent + BTO now) versus resale.

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Thank You!
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