Recently stashaway released a 1.9% plan called stashaway simple. What are your thoughts about it?

Its too simple, its just buying into 2 funds. its too simple.

I want a robo adviser to do what robo does best:- being smarter than a human investor and less emotional about it.

If i want to buy into 2 funds, i stick to just buying them online via banks or something.

I wouldn't go for it. Reason is simple. 1.9 is actually very little. If you put the money in REITS, you can do better i guess?

Stashaway isn't really a plan, more like a fund. I'm still unsure about this because the 1.9% is not guaranteed.

I'm sitting on the fence for this once after the whole fiasco with citi's maxigain account. The 1.9% yield is attractive but it's not a firm number and may be reduced in future. Will probably hold off on going into it until later.