On top of leverage Investing, do you and your wife combine resources for investment? How would you recommend young couples who are starting to invest to manage this? - Seedly
 

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Asked by Anonymous

Asked on 02 Mar 2019

On top of leverage Investing, do you and your wife combine resources for investment? How would you recommend young couples who are starting to invest to manage this?

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Zin Htoo
Level 2. Rookie
Answered on 02 Nov 2019

I would say it is safest to keep your cashflow separate when it comes to investments. You can always designate whose income to invest or alternatively, invest using a certain percentage of your monies separately into 2 investment plans rather than lump summing it together.

It really depends on how much your debts are. Debts that you need to clear off before investing would be 1) study loan, 2) credit card loans and 3) Personal loans due to the high-interest rates. As you know, all debts are bad debts. As for housing and car loan, you can invest while paying it off simultaneously.

As to how much exactly you want to invest, it depends on your financial health, cashflow, intended retirement age and liabilities. etc. If you want to have a financial health review, feel free to contact me at [email protected] and can explore some investment options together.

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