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Asked on 02 Nov 2019

New purchase as citizen under family?

We bought a resale 4 room HDB unit in 2016 when both of use were PRs. MOP ends by 2021. All of us in family for SG Citizenship 2 years back (in Jan 2018). What is the best option with me to get the maximum grant/rebate when buying the next unit after selling our current unit?


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Alvin Teo
Alvin Teo
Level 6. Master
Answered on 07 Nov 2019

You can try to apply for a BTO.

A BTO in a non-matured estate. The cost could be lower than buying a resale with grants.

And I am never a believer in grants unless you plan on staying forever and never move out because you have to pay back the accrued interest on the grant amount.


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