Need some advice on my miles and credit card strategy? - Seedly
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Miles

Credit Card

UOB Preferred Platinum Visa Card

HSBC Revolution Credit Card

DBS Live Fresh Card

DBS Multiplier

Asked by Anonymous

Asked 3w ago

Need some advice on my miles and credit card strategy?

Hi, my strategy would be as below:

1) Use UOB PPV ($1k x 4mpd = 4k miles per month = 48k miles per year, pay annual fee $192) for online transaction and paywave

2) Use HSBC Revolution (2mpd) for school fees (about $5k per year) and insurance (about $2.4k per year) should I top-up GrabPay with this card and then pay for insurance through AXS?) 14.8k miles per year

3) Use DBS Live Fresh for public transport so that I hit another category for my DBS Multiplier.

Appreciate any advice, thank youšŸ˜

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Answers (1)

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Kelvin Chin
Kelvin Chin
Level 4. Prodigy
Answered 3w ago

No huge monthly spending nor a traveler, maybe cashback cards are more suitable. Personally I am fresh into the workforce only.

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Clever kai xin

3w ago

Want to play miles, go all in. Like a pair of pocket aces, half ass strategies rarely win you the pot