Mile Hackers! What do you do with transactions that don't earn miles at a meaningful rate? Do you go for cashback instead?

I will adopt the "hybrid" method.

large spending definitely = miles card

small spending = cashback

its easier to diversify than to focus on one

I do abit of miles + cashback. I think the UOB One card paird with a good miles card (that targets the area you spend most) is a good combi.

For those transactions that doesn't earn proper miles, then they won't be able to earn cashback too (usually blocked by the bank and set in a category where no rewards are earned)

so kinda doesn't matter where you put.. its either no cashback or very little miles (or no mileS)

I think most of the cards out there will not give you miles or cashback for bills. At least I'm sire for OCBC and standard chartered as i called in and asked before. You just have to get the card that serve what you need for your other expenses.