Just saw the Singlife email, is Singlife Grow worth it? With a death benefit will be the higher of 101% of net premiums or account value. Is it any good?

Most ILPs could give you that kind of benefits. ILPs tend to have heavy charges as insurers are actively managing the policy. The better ILPs in the market will help you reduce these charges with the introduction of bonuses when you invest over a long period of time.

It is best to invest yourself, either directly through a brokerage or through a fund manager such as roboadvisory platform. Investing through an insurance company will definitely incur significant costs which will eat into your returns,