Anonymous
Is Third-Party Fire & Theft (TPFT) or Comprehensive (COMP) Plan better for me?
I have several years of driving experience, and I am a relatively safe driver to avoid accidents. Just got a new car and I want to look for an insurance in case of accidents. Saw many positive reviews on this. Anyone can give me some advice?
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Lim Qin Da
05 May 2020
Finance & Business Analytics at National University of Singapore
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Hi Anon, since you are an experienced and careful driver, I would say that the TPFT would be sufficient for you! You can see below for a comparison between the plans available.
Source: https://www.directasia.com/car-insurance/
As you can see, the TPFT is sufficient for you to have the most basic coverage as well as protection from fire and theft. Since your car is new, I would recommend the TPFT but if your budget is tight, you could consider the TPO as well that gives you the basic coverage.
Hope this helps :)