Is my Syfe portfolio allocation optimised for my risk appetite?

Hello! Based on what you've shared, your 50 - 50 split between Syfe Equity100 and REIT+ seems pretty good. You get exposure to both growth stocks and Singapore real estate.

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I read from somewhere saying the 110 - current age rule and that answer should be your percentage of equities. Given that you are planning to hold it for a long time, consider doing 90/10 for your allocation. Time has shown E will always outperform B in the long term. For me, unless I have a substantial amount to invest into 100% reits syfe, I would rather invest all into the 100% equities since the chances of capital growth is higher.When your risk appetite falls, just switch to dividend paying ones like banks/reits.