facebookIs my profile overlapping? Should I swap to another ETF so I won’t be paying fees to hold overlapping profiles? - Seedly

Anonymous

06 Aug 2020

General Investing

Is my profile overlapping? Should I swap to another ETF so I won’t be paying fees to hold overlapping profiles?

I have:
Stashaway 14%
Stashaway 36%
VOO

Discussion (4)

What are your thoughts?

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I also have 2 StashAway General Investing portfolio with different risk index and different amount inside.

One is at 14% risk
One is at 18% risk

I want to compare the returns of 2 different risk index and if there’s higher returns in either -> I’ll change the risk index to the better one! :)

Yes... I don’t invest with Stashaway but to my understanding changing your downside risk changes the composition of what you’re investing in and not what you’re investing in. Case in point, a higher downside risk portfolio means the portfolio has more* higher risk ETFs (as deemed by Stashaway) while the one with lower downside risk has less. While Stashaway doesn’t have VOO, it has ETFs tracking S&P500 as well but by a different fund manager iShares (as opposed to Vanguard). But this is not necessarily a bad thing and depends on your strategy.

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