Is it possible for a person diagnosed with depression to buy insurance and be excluded for depression related for a lack of a better word, accidents?

Sadly the last available moratorium hospital plan just stopped accepting new proposals.

But you can just go through full underwriting and declare your condition.

You'll most likely still be accepted but with exclusions.

It is not easy to be included back again. This is because almost all insurance cannot be bought (depression is really the worst since you may just die from it).

I agree with Hariz and up voted him. Do try your best to get included or see what other solutions you can use.