Is it better to invest in a fund that purely tracks S&P500 (like CSPX), or a diversified portfolio?

While CSPX is quite well diversified, you may wish to consider diversifying beyond the US to global indices. So if you're considering only between CSPX and Syfe Equity 100, I'll advise to go for the Syfe Equity 100 as it has more global exposure.

Do note that Syfe Equity 100 does have higher fees than your typical index ETFs so an alterantive might be to invest in IWDA and CSPX to diversify further.

Hi Renice, as Jesslyn mentioned, the S&P 500 is pretty diversified on its own. However, Syfe Equity100 has more than just the S&P 500. It contains a number of broad-based ETFs to provide exposure to the broad US market as well as developed and emerging markets from across the world.

To optimize the Equity100 portfolio for better risk-adjusted returns over the long term, we’ve also employed a smart beta strategy that tilts the portfolio towards large-cap, growth and low-volatility factors. Read more details of our multi-factor methodology here.

If you prefer exposure to both US and international equities and like the convenience of a fuss-free investing approach, you can consider if Equity100 fits your investing goals. You can also schedule a chat with our wealth experts to find out more.

Hope this helps!