Is it advisable to use Robo-advisors as the main investment portfolio while buying individual stock separately as a satellite? Any recommended Robo-advisors in terms of portfolio allocation? - Seedly
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Anonymous

Asked on 14 Apr 2020

Is it advisable to use Robo-advisors as the main investment portfolio while buying individual stock separately as a satellite? Any recommended Robo-advisors in terms of portfolio allocation?

Do you think this is considered enough diversification?

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Eliezer
Eliezer, Content & Community Lead at Syfe
Level 6. Master
Answered on 27 Apr 2020

Hi anon, you can definitely use a robo-advisor as your core investment. Perhaps I can share more about Syfe's investment offerings so you can better weigh your options.

Syfe offers two investment portfolios: a Global Portfolio that invests in ETFs that are broadly diversified across asset classes, sectors and geographies, and a REIT+ portfolio that invests mainly in Singapore REITs. You may consider the Global Portfolio and the REIT+ portfolio for exposure to both international stocks and local REITs.

Another reason why Syfe makes a good core investment portfolio is our Automated Risk-managed Investing (ARI) strategy. In times of higher volatility (like the current market), the proportion of stocks in your portfolio will be reduced while the proportion of bonds will increase. The converse happens when volatility subsides. In the long term, this provides better risk-adjusted returns and greater investor peace of mind. You can view our recent portfolio performance here.

If you still have questions about a core-satellite investment strategy, why not schedule a free consultation with our advisors? They'll be able to offer more personalised advice and help review your current portfolio.

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CJ
Cynthia Jasmin
Level 6. Master
Updated on 24 Apr 2020

Hi there,

you totally can!

I would recommend you to check out Kristal.AI, they implement all weather portfolio which ultimately considered as a simple asset allocation across equities, fixed income bonds and gold. This works well in medium to longer term in consistent and stable manner. The reasoning behind this all weather portfolio is to make sure you always have a safety net from either elements (equities, fixed income or gold). For example during crisis, gold is considered a safe bet, which is great for you if you have an all weather portfolio even when the other elements are experiencing turbulance.

here i provid eyou with link to check out Kristal.AI reviews:

https://seedly.sg/reviews/robo-advisors/kristal-ai

Also note that Kristal.AI doesn't charge you with fees for your first $50,000 investment moreover Kristal.AI also provides proprietary online investment advisor within minutes to create a personalised investment portfolio, designed specifically to meet your investment requirements and investor profile.

Hope this helps,

Cynthia​​​

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Colin Lim
Colin Lim, Financial Services Consultant at Colin Lim
Level 7. Grand Master
Answered on 14 Apr 2020

You can, stashaway is my preferred roboadvisor.

first, user friend interface

second, allow me to DCA Everyday without fees

these 2 is already very good for me. I use S&P500 as a benchmark to DCA.

hope it helps u.

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Yang Teng
Yang Teng
Top Contributor

Top Contributor (Aug)

Level 9. God of Wisdom
Answered on 14 Apr 2020

Yes you can, it is entirely up to you. Portfolio allocation has traditionally tied to age and or risk tolerance, so you can use that as reference point to start building your own portfolio.

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