In the event that my life insurance does not cover ECI/CI, are there any term plans which cover ECI/CI alone?

There are term plans that cover Eci and Ci alone, where you can opt for a Multipay term or just an ECI term.

There wont be a need to call your agent. Look for dread disease or the word critical on your policy document. If its not there, you have neither.

https://www.moneymaverickofficial.com/posts/pri...

Yes there are standalone CI term plans.

You should look at the Multi Pay CI plans as they are quite comprehensive and cover all stages of CI and even relapse of specific conditions.

Here's a link. https://www.businesstimes.com.sg/opinion/naviga...