If my SA is full, and I'm still working, will the SA contribution flow over to MA? Or will it flow to OA instead? - Seedly
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CPF SA

Anonymous

Asked on 06 Jan 2020

If my SA is full, and I'm still working, will the SA contribution flow over to MA? Or will it flow to OA instead?

Which account will my extra SA contribution flow over to?

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Jacqueline Yan
Jacqueline Yan, Content Strategist at Seedly
Level 5. Genius
Updated on 06 Jan 2020

Hi Anon!

Since you highlighted 'still working', there's technically no limit for your mandatory SA contribution, so they'll still stay there.

The current limits in place are for voluntary contributions or RSTU.

For RSTU, if you're below 55 years old, you'll only be able to top-up to the current FRS. But if you're above 55 years old, you'll be able to top-up to the current ERS instead.

On the other hand, if you're making voluntary contributions, the limit is the CPF Annual Limit, currently at $37,740.

Hope this helps!

2 comments

ūüĎć 3
Question Poster

06 Jan 2020

May I know when will the CPF annual limit resets?
Jacqueline Yan
Jacqueline Yan

07 Jan 2020

The CPF Annual Limit is based on calendar year, so it should reset on 1 Jan.