Asked on 19 Oct 2018
To hedge against property price increase
Knowing how to use Other People Money (OPM) will help you hedge against property price increase.
2011, I bought a condo for $899 psf, 2017 developer bought a piece of land nearby for 965 psf ppr. Guess how much you need after 10 years away from Singapore.
Many still think property is going to be cheaper.
There's literally no way to hedge against an asset with an option or forward contract.
The only way is to buy now and service the loan now.