This really depends on the motive for adjusting your risk profile and can be largely categorised as the following:
Change in risk profile due to economic outlook - If your perspective of the global economic environment is extremely bullish, you can maintain the 36% risk portfolio which is the highest risk and having the most exposure to equities. VIce versa
Change in risk profile due to personal circumstances - As you reach certain milestones or are faced with life-changing events either for the good or for the worse, it is necessary to adjust your risk profile accordingly.
Consider the above 2 points and I think you will get an answer.
Do note that when you adjust risk, StashAway will realise profits/loss on any excess portion of asset classes that should be trimmed when porting over to the new portfolio and buy into asset classes that is required to fulfill the holdings of the new portfolio. _An alternative to changing risk of an existing portfolio would be to cease contribution to your current risk portfolio and contribute to other risk portfolios. Of course, if you are extremely bearish about your existing portfolio, then changing risk will align your risk profile the most efficiently.
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