I need some recommendations of which travel/student insurance to get for students studying abroad? - Seedly
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Anonymous

Asked on 25 Oct 2020

I need some recommendations of which travel/student insurance to get for students studying abroad?

I’m a Singaporean studying overseas in the UK and as everyone knows there are many different types of insurance that covers different things at different prices.

So I would like to know if anyone knows any cheap or worth in insurance that covers the main and essential things needed for students (I.e illness, hospitalisation, any flight delays or luggage claims, protection of sponsor in case anything happens etc.)

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Depending on the school that you are studying in, some might have basic health insurance for all students. This is to prevent any overlap in coverage.

It is recommended for you to get travel insurance. This is especially so if you are considering traveling around while you are there. Travel insurance would help cover issues such as loss or damage of valuables, travel interruption, and also leisure activities.

There are also student-specific insurances that provide coverage such as exam delay cover. Some insurers that provide these policies include Income Singapore and MSIG.

Do get in touch if you are keen to find out more.

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Hi there, I've did a quick search and yes there are in fact such specific plans to cover you studying overseas. These 3 insurers are pretty reputable in singapore so I believe it might help you!

NTUC:

https://www.income.com.sg/overseas-study-protection-plan

AIG:

https://www.aig.sg/personal/more-insurance/student-assist

Liberty:

https://www.libertyinsurance.com.sg/overseas-studentcare​​​

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Joe Cronin

Joe Cronin

Level 2. Rookie

Answered on 29 Oct 2020

There are a variety of plans you can buy on your own. Some schools let you opt out of their school plan to buy a more affordable, and sometimes better, private plan. Athough the school plan may be your best option - check rates and benefits of both.

Companies offering international insurance for students include HCC (Student Secure Plan), Seven Corners, IMG, InternationalStudentInsurance.com and many others.

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Lee John

Lee John

Level 8. Wizard

Answered on 27 Oct 2020

Check with your school office first. You should already have some coverage under school insurance and you dont want to waste having overlaps.

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