I have OCBC 360 acc but using fully cos i freelance. I want to setup a CIMB fastsaver acc, but how much shld i put thr and shld i still leave OCBC for mthly bills? Shld $$ i earn go to CIMB or OCBC? I have FRANK for mthly spending, 360 is savings.?

If there is salary going in, suggest ocbc 360. And to use cimb only if you reach the ocbc $70k limit for bonus interest / if you don't Wana put more than $50k in one bank.

Can use ocbc 360 for monthly bills as well to earn higher bonus interest

A complex question with multiple scenarios...

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Some pointers,

1. As a rule of thumb, having a bank account like CIMB Fastsaver for savings is good, while OCBC 360 for anything else from Credit Card, Loan, GIRO payments, etc.
2. Money goes where you will conduct most transactions from, i.e. OCBC, then it from OCBC, the money goes into another bank account (e.g. CIMB Fastsaver) for savings and from OCBC, money goes into investment (e.g. OCBC Securities or whichever other platforms)
3. Limit yourself to no more than 3 bank accounts, while 2 is great and having all transactions into 1 location is best.

Hope it helps

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Pascal