Wondering what saving multiplier accounts freelancers here use since there isn't salary being giro into our account when we get paid... basically are we left with spending 500 dollar and paying bills?

For DBS multiplier, income category can use dividends income as well!

Hi fellow freelancer here. Tbh you can ignore most loops required multiplier accounts. I keep most of my money in cash alternative account like Singlife Account, Singtel Dash Easy Earn, and money market funds.

Still very liquid, high base interest/returns and good enough. No spend, no hoops, no cards required, etc.