I have bought AIA triple care with coverage of 200k and 6k premium annually. My total CI coverage is 4 times of annual income. Should I terminate it and replace with power critical with term plan up to 75? - Seedly
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Insurance

Critical Illness (CI)

Health Insurance

Anonymous

Asked on 25 Jun 2020

I have bought AIA triple care with coverage of 200k and 6k premium annually. My total CI coverage is 4 times of annual income. Should I terminate it and replace with power critical with term plan up to 75?

And with coverage either remain 200k or reduce to 100k?

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Hey there!

Power Critical Cover allows for higher number of payouts for different critical illnesses compared to AIA Triple Care and it also covers for a more comprehensive range of conditions too such as pre-early conditions so plan wise, it's definitely better. But the choice to terminate it and go for a reduced coverage will require more in-depth look into your needs to see your budget and life stage etc. You might want to consider consulting an AIA Financial Consultant to explore your options.

Financial planning is an integral part of life. You can reach me here to find out more.​​​

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