I am thinking about putting some money into syfe?

Hi Melody, depending on what Syfe portfolio you choose, you may actually be diversifying your current stock holdings, rather than overlapping them. If your current portfolio exposure is mostly US equities like Visa, our REIT+ portfolio will provide exposure to Singapore real estate.

Syfe REIT+ tracks the SGX's iEdge S-REIT Leaders index, which measures the performance of the most liquid REITs in Singapore. Your funds will be invested in 20 Singapore REITs the likes of Mapletree Commercial Trust, Suntec REIT, Capitaland Mall Trust etc.

For exposure to bonds, gold, and non-US stocks, you may consider our Global ARI portfolio. The portfolio invests in both US and global investment-grade bonds. You'll also get exposure to stocks outside US and Canada, as well as emerging market stocks.

If you pick Equity100, the overlap may not be as significant too. Overall, Equity100 is invested in more than 1,500 stocks through its underlying ETFs. Apart from tech stocks, you're also exposed to stocks within healthcare, consumer staples, utilities and more.

Hope this helps :)

It depends on which portfolio you are going for.

If you are going for Equity100 or Global ARI portfolios then there will be some overlap. However, depending on how much you are intending to invest with Syfe, the overlap may or may not be significant. VISA INC CLASS A has 1.23% weightage in CSPX and 1.24% in SPY.

Equity100

Global ARI

If you're going with REIT+, then there wouldn't be any overlaps.