I am constantly feelimg anxious about not earning enough, even though I am just a polytechnic student earning about $1.2k each month from PT Jobs. How do I know I am on track to having enough savings?

Hi there! For starters, I personally feel that you're already doing great for earning $1.2k/month as a polytechnic student. As for whether you have "enough savings", I think only you would know. What I mean by this is that everyone has different financial goals - what's enough for one, may be insufficient for another. Much also depends on your spending habits, daily necessities, student loans to pay etc. I would suggest that you outline your financial goals in the short, medium and longer term, based on your projected needs and wants. From there, it would be much clearer whether you are on track to meeting your goals.

U can start of by using an expense tracker. Work out your expenses then start savings from there.

remember, you're already doing a great job by starting out early. :)