Asked on 27 Jul 2020
I have an Emergency Fund and ready to optimise my finances.
Hopefully your insurance is also covered!
No harm going for it! But recommend not to commit anything in your 1st meeting. Usually we are paiseh to say no then we just sign whatever they recommend.
Take back what you have learnt and do your own research. If need, you can consult a few other advisor and see which is more suited to your needs and whether you feel comfortable with him/her.