Adding on to what ZhiHao said, you could also consider Elastiq by etiqa. Gives you a guaranteed 1.8% interest rate for 3 years and you're able to withdraw the money from day 91 onwards.
If this is money that you intend to use for big purchases in future, I would not put it into anything that bears good amount of risk. With the little information you provided, I will make two assumptions; 1) You have a monthly salary credit $2,000, 2) You cannot meet a minimum credit card spending of $500/mth.
I would recommend you put $10,000 in SingLife (2.5%/annum interest), and the rest in a DBS multiplier account. With a salary credit and meeting one other category, you would be able to get at least 1.6%/annum on the deposit.
If you are considering high-interest savings accounts, CIMB has recently announced today...
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