I am 23 this year and a fresh graduate. Where should I put my money for a beginner who wants to invest? Probably stocks with high dividends?

If you are a fresh graduate without a job, find one that pays you a decent salary income or start a business that is profitable. Both are difficult to do as it is before you even start investing. If you already have a job and are thinking of investing existing savings, as a beginner, start with ETFs. Until you learn enough to do high dividend stock-picking.

Hi Qing Ling, congrats on your graduation and into the next phase of life!

Just before you invest, make sure your insurance planning are all done up properly; along with emergency funds.

If you are an absolute beginner, I recommend to invest the money in yourself first, go for courses and build up your skills.

This investment in yourself will be exponential.

Lastly some tips for you as a graduation gift 🎁!
When creating a portfolio, consider these points

1. Desired portfolio results
2. Risk tolerance of yourself
3. Investment commitment in both the dollar and time!

These 3 tips will help you to decide on what to invest in and will also shape up your portfolio strategy that is tailored to you!
Make sure to always review your portfolio regularly too, as your strategy will change as market is volatile!

Feel free to ask if you need more advice!