I am 22 yo this year. After working 1+ years, I've managed to save up about $10k. Planning to do my degree next year & thought of investing, but I might need that money to pay for a part of the school fees next year. Hope to receive some advice.?

https://autospartoutlet.com/

Check out tbills, for money that i wan to grow, and unsure if I might spend, and yet might need in emergency situation, I will usually put in 6 mth tbill. better rates than fd, and literally risk free

Congras! u ll be better

Hey there! $10k is a great milestone achieved after working for a year! Congrats 👏

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When it comes to savings, we should always start early (as early as one can), save little and save often. I am a beginner investor myself and also started around my mid 20s. Perhaps, this article can help you get started on building your wealth. It talks about building healthy saving & spending habits and just being mindful: https://bit.ly/Wealth20s

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Oh and one more thing, you may want to consider exploring alternative investment vehicles such as gold. I personally found investing in gold super interesting particularly as I want my money to grow but without the volatility that comes with investing in high-risk options with the added advantage of liquidity for when I need cash. This might be important for you since you will be taking your degree soon. Here's an article which will help you decide which vehicle is best for you: https://bit.ly/5GrowthOptions

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Hope this helps and all the best!