How should I go about investing SRS with Endowus?

Hi Mark,

It's great that you've started planning early for retirement. As Josh mentioned below, I think it would be helpful to better understand your risk tolerance, as well as a more holistic overview of your other investment portfolios/assets working towards your retirement goal.
It's important to take your risk profile into consideration, because if you invest in a way that is not compatible with the amount of volatility or short-term loss you are comfortable taking, you are setting up for failure when the markets inevitably move against you as you may make investment decisions that go against your long-term financial well-being. Please reach out to our team at [email protected] if you would like to have a chat to discuss further.

I think for your question, it's better to have a 1:1 consultation with a financial advisor as there are caveats to your lifestyle habits, risk tolerance etc. I know this is probably not the answer you are looking for but the question in itself is too broad to give a tailored response.

With regards to Endowus, I believe you need to have a base capital of $10k for you to start using the account, and that capital can be a mix of cpf, srs or cash. Their customer service is excellent (based on my experience) so you can reach out to them directly via email and I'm quite sure you will have some of the questions answered more appropriately.

Good luck!