facebookHow much money should I bring with me for a month long trip to New York (all expenses except food/entertainment has already been paid for beforehand)? - Seedly

Georgia Ho

Staff Writer at Wargaming

07 Jun 2019

Random

How much money should I bring with me for a month long trip to New York (all expenses except food/entertainment has already been paid for beforehand)?

I’ll be going this November, and I was told to bring $20-$25 usd per day. Also I’m not sure if I should bring my credit card along.

Discussion (7)

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Definitely depends on your type of travelling. If you go to regular cafe, a sandwich meal with soft drink or fast food can set you US$10. There is a typical 15% service tips too. If don't have cash, tips can pay with credit card too, basically if total bill is $20, just scribble $23 on the bill and they will charge the $23 on your credit card. If you eat at mid price restaurant for lunch/ dinner can set up about S$20-25 including taxes. So I think US$35 per day on food is better. But if you are happy with quick sandwich or hotdog buns take out at streets or eating at Chinatown or Little Italy town than you can budget lesser for food.

The entertainment could be more because of ticket costs to museums and transport train service could add up. I would budget U$60 per day on food, transport and some entertainment. On one-way subway ride could average US$2+. But check if you can buy month pass.

If you shop at malls, please bring along your passport or ID card because the sales person often will ask you to produce when using credit card due to lots of identity theft in US. Also if possible get your 6 digit credit card PIN number, because some credit card machines don't allow signing but must use PIN.

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HC Tang

07 Jun 2019

Financial Enthusiast, Budgeting at The Society

Since all fix expenses already paid for except food and entertainment, then why not just use either :

(1) DBS Multiplier A/C + DBS Debit / POSB Debit card or (2) Youtrip master debit card (https://www.you.co/en-SG/)

Keep cash low for mostly lose cash use and for tipping purpose only as it's compulsory tipping there.

$25 per day of cash is good enough. Note: Airport check will ask how much you bring , where do you go.

For all other payment, you can exchange a lump sum on the go using the DBS ibanking app for option (1) and directly pay using the debit card.

For(2) is to use their app top up using your Credit card with SGD inito the account so you can pay using the youtrip master debit card too.

This way you can reduce the forex lost and advoid bank admin fees , forex exchange loss etc.

Finally, do bring your CC as a backup. Just in case.

Have a good trip to Disneyland! :) haha!

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