How do you and your partner split costs when you were dating and after marriage? Any changes?

Firstly, the most important thing was to go back to the basics by conducting a comprehensive cash flow analysis. Thereafter, we commit a (minimum) fixed amount of money into a joint account.

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Understanding Your Perssonal Cash Flow

This joint account will be used for household expenditure and joint activities.

Of course, there will be situations when we give each other treats.

For the most part, the most important step is always to have an open communication, and to discuss any concern or issue if any.

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We have a joint account for major expenses such as anything relating to housing or holidays or buying appliances. The rationale being, these are relatively large expenses on items that will be largely used by us both, and there should at least be some kind of agreement before we pay in equal shares.

However, most personal expenses are kept seperate.

When going out, we take turns on the meals. If I take care of lunch, she takes care of dinner and vice versa. It's worked out pretty well.

Dating and after marriage to us have no difference! We split our expenses half half, unless it's a special occasion e.g. we'll both agree to treat each other when it's our turn.

We are all independent wage earners, no point someone treat most of the time.

For general expenses such as food

While dating, I would foot the bill most of the time as I am earning more than my gf. I can't bear to see her spending too much on food and rather she saved them up.

Now that we are married. I don't have a choice anymore because my money is somewhat her money, and her money is still her money. So I happily pay for everything.

For household related expenses

Expenses only began when we got married. We have a joint account and we manage from there.