How do you allocate your own assets?

Mix of the following

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• HDB

• SG REIT and business trust portfolio

• US Options inncome portfolio

• Fully insured cryptocurrency fund

• ILP investing into a China fund (getting rid of this soon as it's not worthwhile)

• Monthly share building programme through Maybank KE

• Cash sitting in a Citi Maxigain account

• LEGO

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Will be embarking on private equity once the corporate arm of SMRT Feedback opens up their platform to closed investors

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Turning 30 next year

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As of last month:

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32% US stocks - High Risk

17% SG stocks and REITS - High Risk

19% crypto / p2p - Super High Risk

16% Cash - Low risk

16% CPF (bond component) - Low Risk

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Low risk component is about 30% of portfolio.

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As i age, more will be channelled from the super high risks > high risk > low risk.

In my late 20s now.

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1) SSB

2) Astrea Bonds

3) STI ETF

4) Stocks (Growth Stocks)

5) Robo for the global exposure

6) P2P Lending (out of curiousity)

25% hdb flat
25% cpf
25% stocks
25% cash