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Anonymous

18 Apr 2019

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CPF

How do I use CPF funds to buy STI ETF?

Discussion (3)

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Luke Ho

01 Nov 2018

Founder and Director at CFX Money Maverick Pte Ltd

I think the better question is WHY? The STI ETF isn't a particularly strong instrument to trade in your guaranteed interest rates for (stated below by Yang Teng).

https://www.moneymaverickofficial.com/posts/sti...

I have helped clients use any excess of their CPF OA to invest in high risk funds to compound all the way till 55 or even 65

...9% annualized net of fees looks much better than 2.5%.

If you're interested, you can always drop me a PM. It's not like you can touch the money till then, and there isn't the 35% restriction.

https://www.facebook.com/luke.ho.54

Jason Sing

31 Oct 2018

School Of Hard Knocks And Life at School Of Hard Knocks And Life

You can invest your CPF savings under the CPF investment Scheme

1) OA (CPFIS-OA) after setting aside $20,000 in your OA. 2) SA (CPFIS-SA), you will need to set aside $40,000 in your SA.

In addition, you can only invest your OA savings up to 35% and 10% of your investible savings in stock and gold respectively, also known as the stock and gold limits.

Personally I would refrain from using CPF to buy any equities. CPF interest rates is guaranteed at

...

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