Asked on 05 Nov 2019
Hi, I'm currently 20 years old, working as a free-lancer (monthly income fluctuates quite a bit) and studying part-time.
I am giving my family a min. of $200 per month so sometimes I don't really have enough for savings since I pay the majority of my own expenses.
My boyfriend works full time, but I don't really wanna ask him to pay my share when we go out (not very often).
Thank you so much :)
Hey Anon, this is a long video of about 40 mins but both Ryan Ong (veteran freelancer) and I cover quite a lot of advice for freelancers and their finances.
The idea here is simple. Work on your active income and concentrate on making more money rather than trying very hard to save on expenses. There's only so much you can cut out. But your potential total earning capability can be endless.
Hi! I've found that saving on a tight budget is super difficult, and if you really can't bring your expenses down then perhaps you could focus your attention on increasing your freelance income instead e.g. find ways to charge more or get more customers.
Love your independent attitude btw!