Asked 2d ago
Hello Anon :)
I wrote this article about whether _SG United Trainees Should Contribute to CPF _heh.
Called IRAS and CPF to check, SG United Trainees are technically not allowed to apply for any credit cards as the money they receive is an allowance and not considered a salary per se.
But, my colleague did try to call up the banks to check, and they said they might approve it on a case by case basis.
And to quote someone "You miss 100% of the shots you don't take."
You can consider cashback cards like:
UOB One Yolo Card
These cards are popular amongst graduates due to their low minimum spend amounts and decent cashback percentage on offer.
For more information, you can check out our reviews of credit cards:
Hope this helps!
There are credit cards for lower-income earners such as CIMB AWSM credit card.
1% cashback on dining, entertainment, online shopping, and telco
Exclusions include spend on insurance & utilities
No minimum spend requirement
No cap on earnings
S$500 credit limit
Access to CIMB Deals & Discounts across SE Asia
Full review here: https://www.valuechampion.sg/cimb-awsm-card-review
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