Hi! Im a 19 year old diploma student with 20k (inheritance haha) on hand and don't mind investing it for the next 2 years. Looking for some advice on how to handle this amount of money. Any suggestions?

Singlife!!! 2.5% p.a

If you’re okay to deal with risk -> Robo-Advisors to get higher returns hehe

Investing is a sensitive word. The question you need to ask yourself is how much risk appetite do I have? To simplify the whole thing, are you comfortable with the possibility of losing your capital?

If no, then you should consider safer instruments such as fixed deposits of 1 year (do it twice). Alternatively, Singlife is an insurance savings plan that provides a non guaranteed 2.5% (capital is guaranteed though). Standard Chartered bonus saver (normal bank account) provides you a 1% interest up to 26 years.

If yes, then you can consider trying robo advisor platforms such as stashaway where they build a portfolio for you based on your risk profile. If you're able to hold on a longer time horizon of lets say 10 years, perhaps you can consider looking into equity unit trusts.