Hi. I'm a newbie in Robos. I just had my Endowus account and would like to know if it I can put 100% of my assigned CPF OA funds into "Infinity US 500 Stock Idx Fd", instead of 40% (aggressive)? - Seedly
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Anonymous

Asked on 22 Apr 2020

Hi. I'm a newbie in Robos. I just had my Endowus account and would like to know if it I can put 100% of my assigned CPF OA funds into "Infinity US 500 Stock Idx Fd", instead of 40% (aggressive)?

Is it possible for me to go about doing this?

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Shengshi Chiam, CFA
Shengshi Chiam, CFA, Personal Finance Lead at Endowus
Level 7. Grand Master
Answered on 25 Apr 2020

Hi Anon,

You didnt tag us, almost missed your message!

You can put your investment in a single fund, but that goes against our advised portfolio, and our workflow, so you need to email us about it.

Anyway, we strongly encourage our clients to be globally diversified in their investments, because we can never be sure if US or any market will do well in the next few years. How we try to do geographical allocation is by market capitalisation, and we do so by using the most suitable low cost fund products out there to come up with the portfolio.

Hope this helps, for your request please email us at [email protected]​​​

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Colin Lim
Colin Lim, Financial Services Consultant at Colin Lim
Level 7. Grand Master
Answered on 25 Apr 2020

You need to understand your risk... I believe endowus also do risk assessment... Which result in 40% aggressive. Isit what you really want?

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Yang Teng
Yang Teng
Top Contributor

Top Contributor (Sep)

Level 9. God of Wisdom
Answered on 22 Apr 2020

For robos, you can only choose your risk tolerance which influences your portfolio allocation based on their pre-set algorithm.

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