Hi I’m a fresh graduate that has just started working. Has just made a lump sum investment on NIKKO STI ETF ($7k) at $2.6 per share and going to DCA at $300 monthly. Anyone has advice on Nikko AM STI ETF Investing Strategy?

Hello, the STI ETF is definitely a good place to start if this is your first foray into investing. Your strategy of $300 monthly DCA through the DBS InvestSaver might not be the most cost effective in terms of fees but that is subject to personal preference as well.

As the STI ETF only consists shares of 30 companies locally and is heavily weighted towards Financials and Telecoms (not much room for growth), you may want to consider deploying your $300 DCA into global equities instead which can be easily accessed through Roboadvisors like Stashaway, Syfe, etc. at low costs as well.

Hope this helps!

STI is an inferior investment as to capital appreciation.

what else to avoid, here:

https://seedly.sg/questions/what-is-your-general-investing-philosophy-strategy

Avoid STI at all cost. Paltry performance as an index investment tool

I have done up some charts on this fund that can help with your capital allocation. The charts aim to answer the following questions:

• How has the NAV been trending since inception?

• How has the fund been performing quarter on quarter since inception?

• How has the dividend been trending since inception?

• How has the fund size been growing?

• What are your probabilities to make/lose money?

• What are your average (+) and (-) returns?

• Is your fund outperforming or underperforming the benchmark? (For Actively Managed Funds)

Link: https://dl.orangedox.com/fund-analysis-pdfs

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