Eddy Tan

11 Oct 2020

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Hello. Am planning to buy a resale hdb without an agent. Do i need to get a valuation report if i am not gg to apply for any bank loan? Will not be using my cpf as well.?

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Lee John

11 Oct 2020

Yes, the other party may request for it.

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Been paying using CPF for my first flat (resale) without cash top-ups. I also have about 80k in my OA. Should I use a portion of my OA to clear my hdb loan? Why or why not? Thanks!

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I’m single and intend to buy resale flat in the next year or so, using bank loan. What if I pass away subsequently, without making a will? Who will continue to bear the liability of mortgage payment?