Asked on 07 Jan 2020
How can we talk about Singapore as an inclusive society? Singles are economic contributors to the nation, but PAP/HDB policies treat them unfairly. Singles are the main caregivers of their ageing parents, and should be allowed to buy BTO flats in mature estates close to their parents' HDB homes. The current policies are encouraging more young adults to migrate/work overseas with no intention to return. Our pro-family policies for HDB flats are grossly flawed.
Sigh.. mature estates high demand, low supply. Mature estates has a lot of what families and elderly need. All the resources, schools, pre schools, medical... Transport...
National pro-family policy is towards marriage and children. Thus, it encourages married families to move into mature estates.. to be close to their parents as they need the "village support" to help raise a kid. Plus.. pri sch proximity.
They didn't stop singles from forming a family nucleus with parents to buy a flat in mature estates. If singles need to travel to mature estates to take care of elderly.. it's radically easier for them to do so than for families with young children to transport them to their parents.
Have you wondered how difficult it is to travel with children, especially preschoolers? They can't take grab due to seat belt restrictions (especially if more than one kid as grab family only has seat for 1kid). Travelling with young kids and their barang in public transport.. a lot of things.. really. And to have to hold them and prevent them from dashing anywhere.. And lots of other frustrations if journey is long. Even private car... The parents are not spared from screaming children who refused to be strapped in for the journey.
Singles are economic contributors (but for one generation only and it ends there). Families with young children and married couples have potential to contribute for generations economically and defensively. So does govt need to try to make sure citizens have incentive to marry and have children?
And no.. this govt policy doesn't cause singles to want to "migrate overseas with no intention to return". At least not to singles with an inch or ounce of gratefulness to their own parents and family who are still here, to the country which has provided a safe haven and highly subsidized quality education in their growing up years, giving these singles access to high paying jobs overseas. They may move overseas for opportunities and greener pastures but remain grateful to their motherland.
At the end of the day.. after govt resigned to their fate that they have no way to get these singles to get married after 35.. they can still get their BTO.. can't they? And govt is literally building up all these non mature estates .. and people are reporting good profits.
This is a non biased post. But it will seem unfair no matter what.. to singles. Please view this with an open mind. If you are the government.. and you open a can of worms.. what will happen? And when the demand for bigger flats or bto in mature estates rise sky high.. what happens to the families trying to get their village support? Where do they go?
Many people had asked before, but to little avail cos thats a national policy thats hard to change unless it become a big election topic and the government loss seats becos if it.
Lesson is dont blindly rely on gov to assist, start your investment journey!